Paulson Statement on Regulation Essay Example | Topics and Well Written Essays - 1000 words

Paulson Statement on Regulation - Essay Example He reiterated his confidence in the strength and resiliency of the country's capital markets, and that the country would be able to work its way out of the situation. In his introduction, the Secretary remarked that the most pertinent priority of the government was to limit the actual effects of this crisis on the country's real economy. He advised that the key to keeping the country's economic state above water was to maintain liquid and stable financial markets, and that banks must put in their fair share by making credit readily available both to ordinary citizens and businesses. He added that there must be vigilant efforts introduced in order to dilute the destructive effects of the recent housing downturn on the economy. In addressing the importance of orderly financial markets, Paulson stated that the recent turmoil the capital markets have been facing were largely in part to the reduced access to short-term funding, which in turn caused widespread liquidity issues even with the biggest investment banks. As a result of these volatile conditions, Bear Sterns, the country's 5th largest investment house, found itself in bankruptcy. He justified the Federal Reserve's intervention leading to the JP Morgan buyout, stating that market stability was the primary concern of the government and the issue warranted prompt resolution. In light of the Bear Sterns fiasco, the Federal Reserve took a leap of faith by putting forth a temporary program which is meant to provide short-term liquidity to primary dealers. From a historical perspective, such bold moves by the country's central lending institution had not been propagated since the 1930's. While Paulson praised the Federal Reserve for its creativity in dealing with a potentially crippling situation, he chided that such drastic measures also have corresponding repercussions which need to be addressed. He argues that while commercials banks have traditionally had access to the Federal Reserve's liquidity facilities, these have been accompanied by strong regulation and supervision to avoid and potential pitfalls. Hence, the same measures should be enacted this time around if only for the sake of prudence. Paulson suggests that in opening the discount window temporarily to non-insured and non-depository institutions, tighter measures must be enacted in screening these institutions, which will enable them to make better informed lending decisions. In explaining the current mortgage crisis, he admits that its rapid free-fall has adversely affected both financial institutions and capital markets alike. Far from putting the blame on the inherently flawed sub-prime mortgage system, he argues that unsustainable home price appreciation in certain key areas was the primary driver behind the crisis. Also, once stability is restored to the housing sector, this will lead to a much more favorable situation for institutions involved with mortgage-backed securities. Paulson admits that with the current housing crisis, the availability of mortgage financing has been almost non-existent, due largely in part to the crippling liquidity problems that have beset lending institutions. He offers that in order for the housing and mortgage industry to get back on its feet, government-backed institutions such as Fanny Mae and Freddie Mac should be willing to

SEXUAL ABUSE Coursework Example | Topics and Well Written Essays - 750 words

SEXUAL ABUSE - Coursework Example 2009). The personalities and behaviors of the involved persons often provide important information to the investigators. In order to determine the validity of a sexual abuse report, the available information and evidence is often evaluated. The best source of information is often evidence from sources like statements from eye witnesses, confessions, pictures or videos that depict the abuse. Additionally, conclusive medical and forensic evidence often make the process of case validation very easy. However, this kind of evidence is very rare in child abuse cases, hence the need to derive other means of validation. Hersen & Gross (2008), claim that the majority of child cases often have the statements from the child and other evidence that may be consistent with abuse but does not prove that the abuse actually occurred. The other evidence includes the child’s emotional and behavioral characteristics, indirect medical findings, known contact with the offender, suspect seen by othe rs and objects similar to the descriptions given by the child. In case there is no other evidence, then it becomes very important to examine the statements given by the child in order to validate an abuse report. ... Sexual knowledge or behavior that is developmentally unusual: This suggests that the child has been sexually abused repeatedly and has become used to it Developmentally appropriate language: The language used by the child must be consistent with his or her age to ensure that there is no coaching. Play and gesture indicative of abuse Idiosyncratic detail: The child should be able to recount highly personalized details to add credibility to his or her statement Content of the statement: The details of the child’s statement should be thoroughly analyzed in order to establish consistency The child’s manner and emotional response: The child’s emotions must be captured to establish whether they are real or coached The existence of a motive to fabricate: The assessment should consider the factors that may be behind the child’s motive to fabricate information or be coached to lie The child corrects the interviewer: The instances where the child corrected or failed to agree with the interviewer implies that he or she is paying attention to the session The statement of the offender should be examined for validity 2 Discuss, in detail, the various charging considerations, options, and statutory schemes. In the cases of sexual abuse, the most serious potential charge is often chosen although the prosecutor must prove all the elements of the crime beyond reasonable doubt (Myers, 1997). The nature of the conduct is often significant as it determines whether the offender did it once or repeatedly. The following considerations are often made: Intentional homicide: In the event that the child is murdered, the prosecutor must prove that the perpetrator intended to kill the victim. Knowing

The Implementation of Enterprise 2.0 in a Business Research Paper - 1

The Implementation of Enterprise 2.0 in a Business - Research Paper Example There are numerous examples of enterprise 2.0 tools in which Wikis and Blogs are well-known communication and collaboration portals. Moreover, social network tools are very helpful for the staff members in finding the target person or group of persons. Thus, enterprise 2.0 has the capability to offer content, data and information and knowledge in an amazingly low-priced and unproblematic way by means of web-based tools. Some people say that enterprise 2.0 is about carrying Web 2.0 into the business; however, it is not completely true. In some way, enterprise 2.0 refers to the process of bringing the collaborative and social applications and technologies of Web 2.0 into the business setting; however, enterprise 2.0 also shows a basic change in the way businesses carry out their operations. Additionally, it is a true fact that enterprise 2.0 is a simplified idea that is normally used for technological and business practice that releases the required workers from the limitations of inheriting communication tools and productivity tools as there is an example of the email. Moreover, it’s another major advantage is that it facilitates the business executives to access precise information when it is required by means of a web of interrelated applications, services, and strategies. In this way enterprise, 2.0 make easy to get to the combined intellect of many. Hence this aspect results in moving to a n enormous competitive gain in the form of improved innovation, efficiency and agility. The question is that what is enterprise 2.0 and how it is used in a business environment?  

Global Issues. Land Reclamation. What are the alternatives to Research Paper

Global Issues. Land Reclamation. What are the alternatives to expanding a nation's economy rather than land reclamation - Research Paper Example But the moves to gain help from the government to reclaim the schemes began after the enactment of the 1894 Carey Land Act (Land Reclamation, 858). The act focused on conserving the natural resources. Additionally, it was advocated for lands that were ruined by grazing injudicious farming, deforestation, and lands with insufficient rainfall. Land reclamation is a global issue this is because thousands of species have been rendered instinct due to land reclamation and it takes the world to stop the issue as soon as possible (Spedding, 465). The menace has affected more countries in the world United States of America, Russia, Bahrain, Germany, and also Lebanon. We need to act now because the issue of land reclamation has become a global concern. This is because land is adversely affected by human activities   (Misiolek and Noser, 67). Therefore, the practice of converting this land that is deemed unproductive need to be implemented. Such mechanisms and methods include flood control, irrigation, changing the mineral and organic content of the soil. All the above methods have so far been used but the main effort behind the practice is through land irrigation (Taylor,31). The federal government need to plan and develop irrigation projects using the revenues from selling the public lands and the users of waters need to liquidate the purchase and cost that comes along with irrigation work over time frame of 10 year (Wallace,107). Consequently, under the 2012 reclamation Act, the Bureau of Reclamation need to supply water, subsidized by citizens to farmers on arid areas in all the stated (Wheeler,37). Bahrain continues to expand as a result of land reclamation. However, the issue brought critics from all corners of social, political, and economic perspective (Misiolek and Noser, 67). It is claimed that the reclamation crushed the channels of sweet water found below the sea bed, closing the supplies of fresh water feeding the palm gloves and the fertile land

Pleas the writer choose a good title for the paper Essay

Pleas the writer choose a good title for the paper - Essay Example From the European point of view, however, this is the story of an epic struggle to regain the Holy Land from its occupying forces. These two sides have very little in common, as they are both attempting to accomplish something with their accounts. In the book The Crusades Through Arab Eyes, by Amin Maalouf, the author is able to effectively portray the Muslim point of view in this series of vicious battles. From the Islamic point of view, the Europeans invaded this region in a barbaric manner, killing everyone who happened to get in the way. It was not until Saladin united the Muslim world that things began to change. This is because the region was very difficult to unite, since the different Muslim factions had trouble co-existing with one another. Saladin, however, was able to unite a very powerful Muslim army and eventually defeat the Crusaders. This Arab version of the story focuses on the fact that many Muslims did not get along with one another and they were not the united force of their European counterparts until Saladin took over. In this text, the author also focuses on the fact that Muslim culture was deeply troubled by this new European culture invading it. This Muslim account also tends to focus on the less viole nt aspects of the re-conquest, as when speaking of the latter parts of the battle, Maalouf writes that â€Å"Saladin, of course, allowed the defenders to leave unmolested, with all of their property† (Maalouf 194). Also, it is noted that after the leaders of the Crusaders’ army were captured, indeed, everywhere else the reconquest was nearly bloodless (Maalouf 195). The European account of the events, however, focuses on different aspects of the battles. It speaks endlessly of the hardships that were faced by the European forces that they attempted to cross the desert without enough water. Also, the European version speaks of the heroic battle that its

Global Issues. Land Reclamation. What are the alternatives to Research Paper

Global Issues. Land Reclamation. What are the alternatives to expanding a nation's economy rather than land reclamation - Research Paper Example But the moves to gain help from the government to reclaim the schemes began after the enactment of the 1894 Carey Land Act (Land Reclamation, 858). The act focused on conserving the natural resources. Additionally, it was advocated for lands that were ruined by grazing injudicious farming, deforestation, and lands with insufficient rainfall. Land reclamation is a global issue this is because thousands of species have been rendered instinct due to land reclamation and it takes the world to stop the issue as soon as possible (Spedding, 465). The menace has affected more countries in the world United States of America, Russia, Bahrain, Germany, and also Lebanon. We need to act now because the issue of land reclamation has become a global concern. This is because land is adversely affected by human activities   (Misiolek and Noser, 67). Therefore, the practice of converting this land that is deemed unproductive need to be implemented. Such mechanisms and methods include flood control, irrigation, changing the mineral and organic content of the soil. All the above methods have so far been used but the main effort behind the practice is through land irrigation (Taylor,31). The federal government need to plan and develop irrigation projects using the revenues from selling the public lands and the users of waters need to liquidate the purchase and cost that comes along with irrigation work over time frame of 10 year (Wallace,107). Consequently, under the 2012 reclamation Act, the Bureau of Reclamation need to supply water, subsidized by citizens to farmers on arid areas in all the stated (Wheeler,37). Bahrain continues to expand as a result of land reclamation. However, the issue brought critics from all corners of social, political, and economic perspective (Misiolek and Noser, 67). It is claimed that the reclamation crushed the channels of sweet water found below the sea bed, closing the supplies of fresh water feeding the palm gloves and the fertile land

Nanotechnology Applications in Medicine Essay Example | Topics and Well Written Essays - 1000 words

Nanotechnology Applications in Medicine - Essay Example Atiyeh states â€Å"silver is a viable treatment option for burns and open wounds† (Atiyeh 139). The technology of nano medicines has blessed the human mankind with some exhilarating aptitudes and possibilities. Nanomedicines have made it possible to transform various techniques that were previously in the stage of imagination and testing to their actual usage in the present era. The technology involving utilization of nanoparticles in medication is at present under augmentation. However, long term prospects of research in this field suggest that the nano-robots can be used to make adjustments at cellular level in the human body. The advantages of nanotechnology in the discipline of medicine could refashion the fate of medicine by apprehending and medicating the human body in any kind of ailments related to various diseases. The bright future of nanotechnology also advocates that those techniques that were imagined a few years before are now making fortunate progress towards r ealism. Application of Nanomedicine in Drug Delivery One remarkable appositeness of nanotechnology in the field of medicine is the employment of nanoparticles to convey medicines, heat, light and various other type of materials to the disease causing cells for example cancer cells. These nanoparticles are manipulated in a way that they are lured towards diseased cells and then directly treat these cells. By this technique injuries to the healthy cells are reduced and disease is encountered much earlier as compared to other techniques. Nanoparticles that are involved in the allocation of chemotherapy drugs to the cancer cells are under the process of advancement. The consummation of Phase 1 Clinical Trial of the directly targeted chemotherapy annihilator drugs are communicated by some organizations like CytImmune and BIND Biosciences (Torchilin, 282). Although the tests are in progress but their approval for the ultimately final administration on cancer sufferers is still imminent. T he utilization of heat along with chemotherapy medicines to the cancerous cell is another alternate form of nanomedicine that is used to treat cancer patients. The remarkable technique involves usage of gold nanorods to which DNA strands are adhered. These DNA fibers serve as platform and grasp collectively together the gold nanorod along with the chemotherapy medicines. When the cancerous cells are irradiated with infrared light, these rods suck up the infrared light and convert it into heat energy. The warm temperature helps to liberate the drug and obliterate the cancer cells. Research is also being executed to develop a nanoparticle that is able to skirmish viruses. The nanoparticle does not itself consist of the ability to devastate viruses but it clement an enzyme that diable the reproductive mechanism of viruses in the patient’s body. Another investigation is being done on nanoparticles that can treat neurological disorders by releasing medicines through the brain barr ier. Increasing immune reactions by combining the vaccine particles to DNA nanoparticles is another practice on which explorations are going on. These special vaccine molecules mark the white blood cells directly and enhance their immune response many folds. Nanomedicine Application in Therapy Techniques The nanoparticles made up of polyethylene glycol-hydrophilic carbon clusters (PEG-HCC) have the ability to absorb free radicals at an elevated speed than the original free radicals